Bottom Line

There is little point in discussing frugality much further. In an extensive review of the current budget, the only line items that can be eliminated to save money are as follows:

• Eat more cheap junk food.
• Replace current wireless plan with “pay ‘n go” plan.
• Only drive the minivan on Monday for usual Hawai’i Kai visit.

The only significant reduction in costs would occur if the minivan was sold off. However, that option was mummified. Maximum savings from the three aforementioned line items would be about $65 per month.