The two-week attempt at receiving assistance from Catholic Charities has ended with absolutely no results. A listing of senior citizen rental housing is on its way by mail. Fuck it!
There will now be a multi-prong approach applied. Another attempt using the homeless ruse will be deployed through the Dillingham homeless shelter housing office. Hopefully, no tenure in an actual homeless shelter will be required. The goal is to circumvent the wait lists for senior citizen rental housing. Fuck it!
Concurrent with the latter, conventional rental housing will be sought out. The rent ceiling has been raised to $1,000 per month, the rationale being end-of-life issues as discussed in a previous footnote. The rent ceiling is also close to monthly outlay for the more rational property purchase option below.
Remaining in the 'Nalo rental studio is an option, but not a good one. Again, end-of-life issues prevail. Evenings upon arrival are spent entirely with the Nexus 6P "smartphone." That is an extreme waste of time given what remains of the "good years." The 'Nalo option is the most cost-effective, of course, but cost-effectiveness is moot in chronic decrepitude. Fuck it!
Purchasing property is another option, but one that must be approached with extreme caution. As a rule, senior citizens should be divesting property, not acquiring it. The only affordable property options are fee simple condominiums in Makaha or leasehold condominiums in town.
The fee simple condominiums in Makaha would be a better option for a 40-year-old single person, the idea being that the condo could be sold in the future and equity cashed out. Overall, it is the most cost-effective purchase option. However, an 80-year-old senior citizen does not need the headache of selling property and looking for another place to reside. Makaha, by the way, is probably not the best place for anyone over 65 years old.
The leasehold condo option is one-way. The leases are too short to allow a sale of the property. In essence, a leasehold property acquisition is for the life of the tenant. There is the option of moving out and securing the services of a property management company to rent out the unit before lease expiry. Why bother unless assisted care is needed? The leasehold condo is not cost-effective and is the equivalent of paying about $1,100 per month in rent. However, the leasehold condos are situated in town, a much more favorable and (possibly) enjoyable environment. Overall, for a senior citizen, the leasehold condo is the better option.
That is the crux of the new strategic plan for housing while taking end-of-life issues into consideration. Fuck it!
No comments:
Post a Comment