In 17.5 years, the age milestone of 80 years of life will theoretically be reached. Unfortunately, family antecedents indicate that 80 years may be the upper limit or end of life. Only one blood uncle has lived beyond 80 years of age so far, out of the two remaining (of nine including pops). All passed on because of cancer or other chronic diseases.
A lot of time has been spent in an attempt to discern the age when rapid physical degradation occurs. There is no conclusive data. An approximation of 75 years (plus or minus two years) is about the best extrapolation for the last of the "good years." Musculoskeletal deformations, muscle atrophy, and other traits become more pronounced. The dreaded "senior moments" increase.
Given that kind of data, anecdotal or otherwise, there should be more awareness that the end-of-life stage has already commenced for 60+-year-old persons. Denial, of course, causes people to disregard the facts and continue on the same trajectory of assumed immortality.
Thus, people (usually rank-and-file peons) continue to plod along with a strategy developed (or inculcated by "mainstream" brainwashing) in their earlier years. Retirement is often pushed forward to the end-of-life envelope because of fake actuarial statistics. The fear is that of retiring poor or ending up penniless at an advanced age. The latter and former play into the hands of the "one percent."
The malignant form of denial finds the average aging senior citizen still making sacrifices or still saving for the future. Yet, that same senior citizen could drop dead at any moment. Worse, many senior citizens continue to develop plans based on fake actuarial statistics. They project their plans forward to 100 years of age or immortality.
In summary, the best retirement plan is to "live it up" between age 62 (or 66 years at the latest) and 75 years of age. Beyond that, there's just no telling what will happen. There's a 95% probability of decrepitude of varying degrees (or death) occurring which will be an impediment to full enjoyment.
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