Sigh of Relief

The beneficiary claim to Aunty Lyn’s annuity was processed and a lump sum (less 10% withheld for tax purposes) was deposited in the local bank today. The annuity apparently did not lose any value. The entire amount is the equivalent of 57 months of current rent at the “old folks home” in Waikiki.

Nearly all of the newly acquired funds was transferred to one of the investment accounts in order to benefit from higher interest dividends. Last month, all of the investment accounts yielded about $750 in dividends.

There is a lot to be thankful for at this point in time. Thus, a moment of silence was dedicated to Aunty Lyn. And, plans for the immediate future were contemplated. Obviously, there isn’t going to be a wild spending spree. The only focus, for now, is to eat healthy. So, no more miserly cost-cutting for food.

Aside from food, there are really no other pressing purchases. The iPhone 12 will not be replaced this year. Rental of the Post Office mailbox may be discontinued next month, saving another $200+ per year. Taxes will be high (several thousand dollars) for the 2022 year, but that is a moot point. For now, there is a major sigh of relief.

Addendum: The temporary relief from financial stress will be reflected in personal outlook and attitude. The formerly strict intolerance of stupidity will be waived in the interim. Matriculation at Lou’s School of Etiquette has been mummified.

Miscellany: There will be a review of the current miserly ways to investigate whether relevant changes are necessary.